The Importance of Financial Planning for Families and Businesses: A Malaysian Perspective
In Malaysia, financial planning is often seen as something to think about "later," but the reality is, whether you're running a family or a business, good financial planning is essential ...
Malaysia’s Private Retirement Scheme (PRS): A Smart Way to Save for the Future
In Malaysia, planning for retirement is a key financial goal, and one of the ways the government encourages individuals to save for their golden years is through the Private Retirement Scheme ...
Diversification Strategies: Minimizing Risk in Your Unit Trust Investment
When it comes to investing, one of the most important strategies to protect your wealth is diversification. Diversifying your unit trust investments helps spread your money across ...
The Rule of 72: What It Is and How It’s Used in Investment
The Rule of 72 is a simple, widely-used formula to estimate how long it will take for an investment to double, given a fixed annual rate of return. By dividing 72 by the interest rate ...
Malaysia's Famous Scams That Went Bust
Malaysia has witnessed several high-profile investment scams over the years, which have attracted many investors and eventually collapsed, leading to significant financial ...
The Power of Compounding in Investment
Compounding is the process where the returns on your investments generate additional returns over time. It’s like a snowball effect—your investment earns money, and then that money starts ...
Understanding Inflation: Its Impact on Your Savings and Investments
Inflation is a term that often makes headlines, especially when the cost of goods and services starts rising faster than usual. But what exactly is inflation, and how does it impact your savings ...